Sams Manage Credit Card (2024)

FAQs

How hard is it to get approved for a Sam's Club credit card? ›

Keep in mind that the Sam's Club® Credit Card requires Good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score.

The credit score needed for the Sam's Club® Credit Card is at least 700.

The credit limit for the Sam's Club Mastercard depends on creditworthiness. Some cardholders may only receive a credit limit of $1,000, while others could receive as much as $10,000.

The Sam's Club® Credit Card uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness. Either one or more credit bureaus may be used when evaluating a Sam's Club® Credit Card application.

Yes, the Sam's Club® Business Store Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.

How to join at the Club: Just visit any club location and apply at the Member Services Desk. Start shopping online once all required information is submitted and you're approved!

It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.

The Sam's Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Sam's Club accepts all major credit cards drawn from U.S. based accounts, excluding territories and/or municipalities. International credit cards are not accepted in club or online. *EBT / SNAP can only be used for club purchases. Pickup orders are online purchases and cannot be paid for using SNAP.

Unlike the Sam's Club store credit card, the Sam's Club Mastercard is accepted anywhere Mastercard credit cards are accepted, including at nearly all grocery stores and gas stations.

What is an excellent credit card limit? ›

A good credit limit is around $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income, and little to no existing debt.

The Sam's Club® Credit Card can be used anywhere Mastercard is accepted. That is pretty much anywhere, as Mastercard benefits from extensive worldwide acceptance. The Sam's Club® Store Card can also be used at Walmart locations in the U.S. and Walmart.com, but you won't be able to use it at Walmart Fuel Stations.

Is there a minimum FICO credit score requirement? Yes, our minimum FICO credit scores are 600 for purchase transactions and 700 for refinance transactions.

The Sam's Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.

Sam's Club Home Office reserves the right to accept, refuse, or revoke Membership without cause.

Bottom line. To get approved for the Costco Anywhere Visa® Card by Citi you'll typically need a FICO® score of 800 or higher. This cash-back card doesn't have an annual fee, but you'll need a Costco membership to apply.